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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,507 | $160,028+96.5% | $147,080+113.8% | $145,884+115.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.14% | 98.60%-78.5pp | 420.17%-400.0pp | 551.85%-531.7pp |
| Employer contribution / active EE | $3,571 | $5,286-32.4% | $4,933-27.6% | $4,662-23.4% |
| Participant deferral / active EE | $10,696 | $8,422+27.0% | $8,066+32.6% | $6,690+59.9% |
| Admin fee / account holder | $5,106 | $15,030-66.0% | $12,989-60.7% | $13,392-61.9% |