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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,100 | $81,504-63.1% | $102,437-70.6% | $80,959-62.8% |
| Participation rate | 53.3% | 66.9%-13.5pp | 74.5%-21.2pp | 67.7%-14.3pp |
| Annual return | 14.59% | 25.60%-11.0pp | 24.95%-10.4pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,238 | $3,104-60.1% | $3,871-68.0% | $2,757-55.1% |
| Participant deferral / active EE | $2,271 | $3,871-41.3% | $5,060-55.1% | $4,300-47.2% |
| Admin fee / account holder | $3,919 | $6,719-41.7% | $8,388-53.3% | $6,925-43.4% |