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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,100 | $81,446-63.0% | $103,374-70.9% | $80,874-62.8% |
| Participation rate | 53.3% | 66.9%-13.5pp | 74.5%-21.2pp | 67.6%-14.3pp |
| Annual return | 14.59% | 25.57%-11.0pp | 24.89%-10.3pp | 35.62%-21.0pp |
| Employer contribution / active EE | $1,238 | $3,107-60.1% | $3,869-68.0% | $2,756-55.1% |
| Participant deferral / active EE | $2,271 | $3,870-41.3% | $5,058-55.1% | $4,297-47.2% |
| Admin fee / account holder | $3,919 | $6,715-41.6% | $8,394-53.3% | $6,935-43.5% |