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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,653 | $106,749-30.1% | $145,433-48.7% | $82,448-9.5% |
| Participation rate | 86.9% | 75.6%+11.2pp | 82.1%+4.8pp | 68.1%+18.8pp |
| Annual return | 20.13% | 27.59%-7.5pp | 66.58%-46.4pp | 41.64%-21.5pp |
| Employer contribution / active EE | $4,791 | $3,444+39.1% | $4,554+5.2% | $2,551+87.8% |
| Participant deferral / active EE | $10,325 | $6,519+58.4% | $7,897+30.7% | $4,139+149.4% |
| Admin fee / account holder | $8,704 | $8,390+3.7% | $13,129-33.7% | $7,234+20.3% |