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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,105 | $160,070-43.1% | $147,117-38.1% | $145,897-37.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.98% | 98.69%-88.7pp | 420.54%-410.6pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,285 | $5,285-75.7% | $4,932-73.9% | $4,663-72.4% |
| Participant deferral / active EE | $3,942 | $8,419-53.2% | $8,065-51.1% | $6,689-41.1% |
| Admin fee / account holder | $1,190 | $15,035-92.1% | $12,993-90.8% | $13,390-91.1% |