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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,105 | $160,040-43.1% | $147,096-38.1% | $145,877-37.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.98% | 98.49%-88.5pp | 419.75%-409.8pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,285 | $5,289-75.7% | $4,936-74.0% | $4,663-72.4% |
| Participant deferral / active EE | $3,942 | $8,429-53.2% | $8,071-51.2% | $6,691-41.1% |
| Admin fee / account holder | $1,190 | $15,050-92.1% | $13,005-90.9% | $13,402-91.1% |