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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,188 | $110,410-19.2% | $102,437-12.9% | $145,897-38.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.69% | 24.85%-11.2pp | 24.95%-11.3pp | 552.29%-538.6pp |
| Employer contribution / active EE | $2,770 | $4,217-34.3% | $3,871-28.4% | $4,663-40.6% |
| Participant deferral / active EE | $6,317 | $5,622+12.4% | $5,060+24.8% | $6,689-5.6% |
| Admin fee / account holder | $2,241 | $9,745-77.0% | $8,388-73.3% | $13,390-83.3% |