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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,835 | $183,539-43.4% | $155,556-33.2% | $145,897-28.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.36% | 61.31%-40.9pp | 64.84%-44.5pp | 552.29%-531.9pp |
| Employer contribution / active EE | $12,227 | $5,315+130.0% | $4,675+161.5% | $4,663+162.2% |
| Participant deferral / active EE | $8,297 | $6,467+28.3% | $5,631+47.3% | $6,689+24.0% |
| Admin fee / account holder | $1,153 | $19,275-94.0% | $15,885-92.7% | $13,390-91.4% |