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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,062 | $101,618-53.7% | $93,063-49.4% | $137,256-65.7% |
| Participation rate | 36.4% | 74.9%-38.6pp | 72.1%-35.8pp | 80.0%-43.6pp |
| Annual return | 8.22% | 223.95%-215.7pp | 34.15%-25.9pp | 220.34%-212.1pp |
| Employer contribution / active EE | $2,110 | $2,707-22.0% | $2,476-14.8% | $4,156-49.2% |
| Participant deferral / active EE | $4,273 | $4,279-0.1% | $3,958+7.9% | $6,407-33.3% |
| Admin fee / account holder | $0 | $6,198-100.0% | $6,033-100.0% | $12,270-100.0% |