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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,138 | $81,358+304.6% | $155,556+111.6% | $80,959+306.5% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 12.39% | 33.39%-21.0pp | 64.84%-52.4pp | 35.67%-23.3pp |
| Employer contribution / active EE | $7,727 | $3,106+148.7% | $4,675+65.3% | $2,757+180.2% |
| Participant deferral / active EE | $9,312 | $3,455+169.5% | $5,631+65.4% | $4,300+116.5% |
| Admin fee / account holder | $31,558 | $7,994+294.8% | $15,885+98.7% | $6,925+355.7% |