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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,085 | $97,125+196.6% | $86,233+234.1% | $137,256+109.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.94% | 74.19%-63.2pp | 61.39%-50.4pp | 220.34%-209.4pp |
| Employer contribution / active EE | $6,316 | $2,841+122.3% | $2,504+152.2% | $4,156+52.0% |
| Participant deferral / active EE | $17,880 | $5,180+245.2% | $4,559+292.2% | $6,407+179.1% |
| Admin fee / account holder | $10,901 | $9,725+12.1% | $8,342+30.7% | $12,270-11.2% |