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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,786 | $183,539-70.2% | $155,556-64.8% | $145,897-62.4% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 19.40% | 61.31%-41.9pp | 64.84%-45.4pp | 552.29%-532.9pp |
| Employer contribution / active EE | $1,624 | $5,315-69.5% | $4,675-65.3% | $4,663-65.2% |
| Participant deferral / active EE | $3,695 | $6,467-42.9% | $5,631-34.4% | $6,689-44.8% |
| Admin fee / account holder | $2,745 | $19,275-85.8% | $15,885-82.7% | $13,390-79.5% |