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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,093 | $108,942-68.7% | $100,415-66.0% | $145,897-76.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.99% | 58.27%-48.3pp | 49.47%-39.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $3,970 | $4,422-10.2% | $3,943+0.7% | $4,663-14.9% |
| Participant deferral / active EE | $2,694 | $8,461-68.2% | $8,091-66.7% | $6,689-59.7% |
| Admin fee / account holder | $928 | $9,702-90.4% | $7,906-88.3% | $13,390-93.1% |