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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,334 | $138,393-34.7% | $184,256-51.0% | $80,959+11.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.93% | 20.01%-5.1pp | 28.85%-13.9pp | 35.67%-20.7pp |
| Employer contribution / active EE | $6,172 | $4,847+27.3% | $6,427-4.0% | $2,757+123.8% |
| Participant deferral / active EE | $7,972 | $7,076+12.7% | $9,133-12.7% | $4,300+85.4% |
| Admin fee / account holder | $2,222 | $10,489-78.8% | $13,899-84.0% | $6,925-67.9% |