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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $885,035 | $97,289+809.7% | $92,805+853.6% | $155,188+470.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 17.21% | 29.03%-11.8pp | 31.59%-14.4pp | 148.84%-131.6pp |
| Employer contribution / active EE | $23,897 | $3,632+558.0% | $3,424+597.9% | $4,248+462.6% |
| Participant deferral / active EE | $23,628 | $8,795+168.6% | $8,448+179.7% | $6,531+261.8% |
| Admin fee / account holder | $88,197 | $12,015+634.1% | $10,911+708.4% | $14,480+509.1% |