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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $885,035 | $100,970+776.5% | $96,576+816.4% | $137,256+544.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.21% | 38.16%-20.9pp | 38.47%-21.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $23,897 | $3,809+527.4% | $3,553+572.6% | $4,156+475.0% |
| Participant deferral / active EE | $23,628 | $8,286+185.1% | $7,956+197.0% | $6,407+268.8% |
| Admin fee / account holder | $88,197 | $11,312+679.7% | $11,381+675.0% | $12,270+618.8% |