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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $102,058 |
Service code 49 · EIN 59-2730348 | Other Services | $38,167 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,042 | $101,499+25.2% | $147,005-13.6% | $74,546+70.4% |
| Participation rate | 99.1% | 75.5%+23.6pp | 82.2%+16.9pp | 67.2%+31.9pp |
| Annual return | 16.10% | 8732.34%-8716.2pp | 418.76%-402.7pp | 1366.03%-1349.9pp |
| Employer contribution / active EE | $12,119 | $3,811+218.0% | $4,934+145.6% | $2,624+361.8% |
| Participant deferral / active EE | $13,579 | $7,304+85.9% | $8,070+68.3% | $4,347+212.3% |
| Admin fee / account holder | $442 | $1,748-74.7% | $13,006-96.6% | $1,944-77.3% |