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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,978 | $76,608+65.8% | $56,077+126.4% | $145,877-13.0% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 12.97% | 3009.59%-2996.6pp | 1709.28%-1696.3pp | 551.28%-538.3pp |
| Employer contribution / active EE | $3,240 | $1,382+134.5% | $1,040+211.4% | $4,663-30.5% |
| Participant deferral / active EE | $5,400 | $2,624+105.8% | $1,954+176.4% | $6,691-19.3% |
| Admin fee / account holder | $0 | $3,325-100.0% | $2,825-100.0% | $13,402-100.0% |