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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,509 | $201,370-68.5% | $184,256-65.5% | $145,897-56.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.75% | 29.05%-15.3pp | 28.85%-15.1pp | 552.29%-538.5pp |
| Employer contribution / active EE | $5,540 | $7,024-21.1% | $6,427-13.8% | $4,663+18.8% |
| Participant deferral / active EE | $7,003 | $9,808-28.6% | $9,133-23.3% | $6,689+4.7% |
| Admin fee / account holder | $1,865 | $16,364-88.6% | $13,899-86.6% | $13,390-86.1% |