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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,923 | $112,729+101.3% | $98,716+129.9% | $137,256+65.3% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 12.35% | 38.48%-26.1pp | 31.81%-19.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $3,025 | $2,725+11.0% | $2,279+32.7% | $4,156-27.2% |
| Participant deferral / active EE | $6,972 | $4,640+50.2% | $4,048+72.2% | $6,407+8.8% |
| Admin fee / account holder | $839 | $10,129-91.7% | $8,703-90.4% | $12,270-93.2% |