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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,923 | $115,225+96.9% | $100,712+125.3% | $138,895+63.4% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 12.35% | 40.35%-28.0pp | 33.27%-20.9pp | 145.39%-133.0pp |
| Employer contribution / active EE | $3,025 | $2,771+9.1% | $2,313+30.8% | $4,194-27.9% |
| Participant deferral / active EE | $6,972 | $4,699+48.4% | $4,085+70.7% | $6,396+9.0% |
| Admin fee / account holder | $839 | $10,844-92.3% | $9,256-90.9% | $12,562-93.3% |