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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,412 | $154,228-33.6% | $145,433-29.6% | $137,256-25.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.29% | 74.59%-59.3pp | 66.58%-51.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $6,929 | $4,804+44.2% | $4,554+52.1% | $4,156+66.7% |
| Participant deferral / active EE | $18,859 | $8,216+129.5% | $7,897+138.8% | $6,407+194.4% |
| Admin fee / account holder | $3,087 | $14,344-78.5% | $13,129-76.5% | $12,270-74.8% |