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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,271 | $180,749-34.0% | $160,784-25.8% | $137,256-13.1% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 12.02% | 2234.46%-2222.4pp | 1803.92%-1791.9pp | 220.34%-208.3pp |
| Employer contribution / active EE | $12,156 | $4,155+192.5% | $3,733+225.7% | $4,156+192.5% |
| Participant deferral / active EE | $15,250 | $6,844+122.8% | $6,293+142.3% | $6,407+138.0% |
| Admin fee / account holder | $550 | $10,397-94.7% | $9,717-94.3% | $12,270-95.5% |