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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,271 | $289,211-58.8% | $260,467-54.2% | $198,609-39.9% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 12.02% | 112.90%-100.9pp | 100.60%-88.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $12,156 | $4,663+160.7% | $4,239+186.8% | $5,055+140.5% |
| Participant deferral / active EE | $15,250 | $6,812+123.9% | $6,319+141.3% | $6,977+118.6% |
| Admin fee / account holder | $550 | $16,236-96.6% | $15,461-96.4% | $19,030-97.1% |