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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,271 | $208,088-42.7% | $186,193-35.9% | $154,746-22.9% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 12.02% | 89.97%-78.0pp | 78.03%-66.0pp | 172.34%-160.3pp |
| Employer contribution / active EE | $12,156 | $4,340+180.1% | $3,918+210.2% | $4,379+177.6% |
| Participant deferral / active EE | $15,250 | $7,078+115.5% | $6,513+134.1% | $6,730+126.6% |
| Admin fee / account holder | $550 | $11,698-95.3% | $11,058-95.0% | $14,365-96.2% |