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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,299 | $183,539+53.3% | $155,556+80.8% | $145,897+92.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.35% | 61.31%-44.0pp | 64.84%-47.5pp | 552.29%-534.9pp |
| Employer contribution / active EE | $2,515 | $5,315-52.7% | $4,675-46.2% | $4,663-46.1% |
| Participant deferral / active EE | $10,725 | $6,467+65.8% | $5,631+90.5% | $6,689+60.3% |
| Admin fee / account holder | $2,216 | $19,275-88.5% | $15,885-86.1% | $13,390-83.5% |