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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,561 | $183,516-37.0% | $155,534-25.7% | $145,884-20.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.12% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $5,830 | $5,315+9.7% | $4,675+24.7% | $4,662+25.0% |
| Participant deferral / active EE | $23,959 | $6,467+270.5% | $5,630+325.5% | $6,690+258.2% |
| Admin fee / account holder | $1,580 | $19,293-91.8% | $15,900-90.1% | $13,392-88.2% |