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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,760 | $110,410+49.2% | $102,437+60.8% | $145,897+12.9% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 10.27% | 24.85%-14.6pp | 24.95%-14.7pp | 552.29%-542.0pp |
| Employer contribution / active EE | $48,249 | $4,217+1044.1% | $3,871+1146.5% | $4,663+934.8% |
| Participant deferral / active EE | $2,397 | $5,622-57.4% | $5,060-52.6% | $6,689-64.2% |
| Admin fee / account holder | $18,346 | $9,745+88.3% | $8,388+118.7% | $13,390+37.0% |