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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,503 | $174,379-51.5% | $152,093-44.4% | $138,895-39.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 1.75% | 74.86%-73.1pp | 66.36%-64.6pp | 145.39%-143.6pp |
| Employer contribution / active EE | $876 | $4,652-81.2% | $4,175-79.0% | $4,194-79.1% |
| Participant deferral / active EE | $12,400 | $6,159+101.3% | $5,451+127.5% | $6,396+93.9% |
| Admin fee / account holder | $78,799 | $16,880+366.8% | $14,497+443.6% | $12,562+527.3% |