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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,633 | $160,028-34.0% | $147,080-28.2% | $145,884-27.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.64% | 98.60%-83.0pp | 420.17%-404.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $10,446 | $5,286+97.6% | $4,933+111.8% | $4,662+124.1% |
| Participant deferral / active EE | $16,365 | $8,422+94.3% | $8,066+102.9% | $6,690+144.6% |
| Admin fee / account holder | $805 | $15,030-94.6% | $12,989-93.8% | $13,392-94.0% |