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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,627 | $212,386-48.4% | $199,883-45.2% | $138,895-21.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 14.81% | 47.75%-32.9pp | 43.81%-29.0pp | 145.39%-130.6pp |
| Employer contribution / active EE | $6,853 | $6,625+3.4% | $6,261+9.4% | $4,194+63.4% |
| Participant deferral / active EE | $15,243 | $9,617+58.5% | $9,138+66.8% | $6,396+138.3% |
| Admin fee / account holder | $5,213 | $18,233-71.4% | $17,268-69.8% | $12,562-58.5% |