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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,440 | $101,618-72.0% | $93,063-69.4% | $137,256-79.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | -0.03% | 223.95%-224.0pp | 34.15%-34.2pp | 220.34%-220.4pp |
| Employer contribution / active EE | $2,847 | $2,707+5.1% | $2,476+15.0% | $4,156-31.5% |
| Participant deferral / active EE | $2,259 | $4,279-47.2% | $3,958-42.9% | $6,407-64.7% |
| Admin fee / account holder | $3,415 | $6,198-44.9% | $6,033-43.4% | $12,270-72.2% |