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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,440 | $125,778-77.4% | $114,563-75.2% | $154,746-81.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | -0.03% | 295.14%-295.2pp | 241.09%-241.1pp | 172.34%-172.4pp |
| Employer contribution / active EE | $2,847 | $2,806+1.4% | $2,592+9.8% | $4,379-35.0% |
| Participant deferral / active EE | $2,259 | $4,445-49.2% | $4,142-45.5% | $6,730-66.4% |
| Admin fee / account holder | $3,415 | $8,190-58.3% | $7,623-55.2% | $14,365-76.2% |