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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,858 | $162,136+175.0% | $152,301+192.7% | $154,746+188.1% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 15.53% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $12,212 | $4,890+149.7% | $4,624+164.1% | $4,379+178.9% |
| Participant deferral / active EE | $15,400 | $8,341+84.6% | $8,004+92.4% | $6,730+128.8% |
| Admin fee / account holder | $1,991 | $15,759-87.4% | $14,398-86.2% | $14,365-86.1% |