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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,858 | $154,228+189.1% | $145,433+206.6% | $137,256+224.8% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 15.53% | 74.59%-59.1pp | 66.58%-51.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $12,212 | $4,804+154.2% | $4,554+168.1% | $4,156+193.8% |
| Participant deferral / active EE | $15,400 | $8,216+87.4% | $7,897+95.0% | $6,407+140.4% |
| Admin fee / account holder | $1,991 | $14,344-86.1% | $13,129-84.8% | $12,270-83.8% |