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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,390 | $178,174-76.2% | $156,181-72.9% | $137,256-69.1% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.8%-18.8pp | 80.0%-20.0pp |
| Annual return | 20.94% | 84.19%-63.3pp | 64.87%-43.9pp | 220.34%-199.4pp |
| Employer contribution / active EE | $3,189 | $4,972-35.9% | $4,294-25.7% | $4,156-23.3% |
| Participant deferral / active EE | $4,697 | $6,888-31.8% | $6,132-23.4% | $6,407-26.7% |
| Admin fee / account holder | $628 | $17,404-96.4% | $14,586-95.7% | $12,270-94.9% |