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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,951 | $114,119+89.2% | $107,187+101.5% | $138,895+55.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 25.87% | 273.21%-247.3pp | 204.55%-178.7pp | 145.39%-119.5pp |
| Employer contribution / active EE | $7,348 | $4,059+81.1% | $3,782+94.3% | $4,194+75.2% |
| Participant deferral / active EE | $9,752 | $5,538+76.1% | $5,096+91.4% | $6,396+52.5% |
| Admin fee / account holder | $1,443 | $10,024-85.6% | $9,162-84.2% | $12,562-88.5% |