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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,923 | $112,729+84.4% | $98,716+110.6% | $137,256+51.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.08% | 38.48%-24.4pp | 31.81%-17.7pp | 220.34%-206.3pp |
| Employer contribution / active EE | $1,661 | $2,725-39.0% | $2,279-27.1% | $4,156-60.0% |
| Participant deferral / active EE | $11,417 | $4,640+146.0% | $4,048+182.1% | $6,407+78.2% |
| Admin fee / account holder | $2,260 | $10,129-77.7% | $8,703-74.0% | $12,270-81.6% |