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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,290 | $71,208-11.1% | $93,681-32.4% | $80,911-21.8% |
| Participation rate | 76.3% | 60.4%+15.9pp | 68.7%+7.6pp | 67.6%+8.7pp |
| Annual return | 12.45% | 11.27%+1.2pp | 133.47%-121.0pp | 35.63%-23.2pp |
| Employer contribution / active EE | $0 | $1,564-100.0% | $2,422-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,796 | $4,035-5.9% | $4,415-14.0% | $4,297-11.7% |
| Admin fee / account holder | $14,847 | $6,951+113.6% | $8,290+79.1% | $6,935+114.1% |