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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,646 | $76,519-28.6% | $56,025-2.5% | $145,897-62.5% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 9.40% | 3017.03%-3007.6pp | 1712.69%-1703.3pp | 552.29%-542.9pp |
| Employer contribution / active EE | $47 | $1,383-96.6% | $1,042-95.5% | $4,663-99.0% |
| Participant deferral / active EE | $1,643 | $2,624-37.4% | $1,955-15.9% | $6,689-75.4% |
| Admin fee / account holder | $41,025 | $3,331+1131.7% | $2,828+1350.5% | $13,390+206.4% |