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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,675 | $90,614-69.5% | $76,089-63.6% | $145,877-81.0% |
| Participation rate | 94.1% | 74.5%+19.6pp | 69.1%+25.0pp | 80.3%+13.8pp |
| Annual return | 13.31% | 623.80%-610.5pp | 360.94%-347.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $8,966 | $3,324+169.7% | $2,690+233.3% | $4,663+92.3% |
| Participant deferral / active EE | $3,796 | $5,168-26.5% | $4,259-10.9% | $6,691-43.3% |
| Admin fee / account holder | $603 | $8,376-92.8% | $6,418-90.6% | $13,402-95.5% |