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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,675 | $90,397-69.4% | $76,002-63.6% | $145,959-81.0% |
| Participation rate | 94.1% | 74.5%+19.6pp | 69.1%+25.0pp | 80.3%+13.8pp |
| Annual return | 13.31% | 621.97%-608.7pp | 360.07%-346.8pp | 561.95%-548.6pp |
| Employer contribution / active EE | $8,966 | $3,317+170.3% | $2,688+233.5% | $4,661+92.4% |
| Participant deferral / active EE | $3,796 | $5,163-26.5% | $4,257-10.8% | $6,689-43.2% |
| Admin fee / account holder | $603 | $8,369-92.8% | $6,414-90.6% | $13,398-95.5% |