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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,411 | $106,524+14.0% | $152,301-20.3% | $87,485+38.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.50% | 26.89%-9.4pp | 80.50%-63.0pp | 26.06%-8.6pp |
| Employer contribution / active EE | $3,376 | $3,371+0.1% | $4,624-27.0% | $2,596+30.0% |
| Participant deferral / active EE | $8,602 | $6,525+31.8% | $8,004+7.5% | $4,274+101.3% |
| Admin fee / account holder | $2,101 | $8,287-74.6% | $14,398-85.4% | $7,775-73.0% |