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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,411 | $106,749+13.7% | $145,433-16.5% | $82,448+47.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.50% | 27.59%-10.1pp | 66.58%-49.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $3,376 | $3,444-2.0% | $4,554-25.9% | $2,551+32.3% |
| Participant deferral / active EE | $8,602 | $6,519+32.0% | $7,897+8.9% | $4,139+107.8% |
| Admin fee / account holder | $2,101 | $8,390-75.0% | $13,129-84.0% | $7,234-71.0% |