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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,169 | $184,014-56.4% | $161,149-50.3% | $138,895-42.3% |
| Participation rate | 92.3% | 82.1%+10.2pp | 78.8%+13.5pp | 79.9%+12.4pp |
| Annual return | 9.18% | 21.52%-12.3pp | 21.16%-12.0pp | 145.39%-136.2pp |
| Employer contribution / active EE | $4,105 | $5,055-18.8% | $4,360-5.8% | $4,194-2.1% |
| Participant deferral / active EE | $10,800 | $6,909+56.3% | $6,153+75.5% | $6,396+68.9% |
| Admin fee / account holder | $401 | $18,027-97.8% | $15,194-97.4% | $12,562-96.8% |