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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,197 | $100,203-59.9% | $85,240-52.8% | $145,897-72.4% |
| Participation rate | 55.6% | 74.1%-18.5pp | 67.5%-12.0pp | 80.3%-24.8pp |
| Annual return | 16.33% | 84.28%-67.9pp | 66.75%-50.4pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,428 | $3,242-55.9% | $2,735-47.8% | $4,663-69.4% |
| Participant deferral / active EE | $5,728 | $5,299+8.1% | $4,527+26.5% | $6,689-14.4% |
| Admin fee / account holder | $152 | $7,265-97.9% | $6,165-97.5% | $13,390-98.9% |