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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,930 | $90,614-54.8% | $76,089-46.2% | $145,877-71.9% |
| Participation rate | 81.3% | 74.5%+6.8pp | 69.1%+12.2pp | 80.3%+0.9pp |
| Annual return | 13.41% | 623.80%-610.4pp | 360.94%-347.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $2,005 | $3,324-39.7% | $2,690-25.5% | $4,663-57.0% |
| Participant deferral / active EE | $4,498 | $5,168-13.0% | $4,259+5.6% | $6,691-32.8% |
| Admin fee / account holder | $965 | $8,376-88.5% | $6,418-85.0% | $13,402-92.8% |