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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,750 | $156,616+62.7% | $133,346+91.0% | $198,609+28.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 10.91% | 44.25%-33.3pp | 36.85%-25.9pp | 202.70%-191.8pp |
| Employer contribution / active EE | $15,000 | $3,368+345.4% | $2,853+425.7% | $5,055+196.7% |
| Participant deferral / active EE | $11,748 | $4,920+138.8% | $4,332+171.2% | $6,977+68.4% |
| Admin fee / account holder | $2,611 | $17,468-85.1% | $14,264-81.7% | $19,030-86.3% |