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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,505 | $180,749-75.9% | $160,784-72.9% | $137,256-68.3% |
| Participation rate | 57.1% | 80.0%-22.8pp | 77.0%-19.8pp | 80.0%-22.8pp |
| Annual return | 17.38% | 2234.46%-2217.1pp | 1803.92%-1786.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,206 | $4,155-71.0% | $3,733-67.7% | $4,156-71.0% |
| Participant deferral / active EE | $2,412 | $6,844-64.8% | $6,293-61.7% | $6,407-62.3% |
| Admin fee / account holder | $432 | $10,397-95.8% | $9,717-95.6% | $12,270-96.5% |