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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,585 | $61,787-91.0% | $97,197-94.3% | $80,925-93.1% |
| Participation rate | 97.0% | 63.5%+33.5pp | 72.7%+24.3pp | 67.7%+29.3pp |
| Annual return | 13.05% | -558.16%+571.2pp | 75.47%-62.4pp | 35.65%-22.6pp |
| Employer contribution / active EE | $937 | $1,836-49.0% | $2,723-65.6% | $2,756-66.0% |
| Participant deferral / active EE | $1,638 | $3,027-45.9% | $4,263-61.6% | $4,299-61.9% |
| Admin fee / account holder | $1,512 | $5,170-70.8% | $5,637-73.2% | $6,940-78.2% |