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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,195 | $110,039-48.9% | $97,260-42.2% | $145,884-61.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.56% | 244.44%-229.9pp | 75.54%-61.0pp | 551.85%-537.3pp |
| Employer contribution / active EE | $4,334 | $3,074+41.0% | $2,721+59.3% | $4,662-7.0% |
| Participant deferral / active EE | $7,974 | $4,674+70.6% | $4,262+87.1% | $6,690+19.2% |
| Admin fee / account holder | $9,951 | $6,204+60.4% | $5,640+76.4% | $13,392-25.7% |