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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,241 | $102,938-33.7% | $94,105-27.5% | $138,895-50.9% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 18.02% | 250.28%-232.3pp | 204.55%-186.5pp | 145.39%-127.4pp |
| Employer contribution / active EE | $4,638 | $2,732+69.8% | $2,504+85.2% | $4,194+10.6% |
| Participant deferral / active EE | $7,139 | $4,196+70.1% | $3,881+84.0% | $6,396+11.6% |
| Admin fee / account holder | $4,489 | $6,600-32.0% | $6,199-27.6% | $12,562-64.3% |