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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,102 | $169,356-50.3% | $129,406-35.0% | $145,897-42.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 13.19% | 14418.62%-14405.4pp | 9468.18%-9455.0pp | 552.29%-539.1pp |
| Employer contribution / active EE | $2,585 | $5,542-53.4% | $4,155-37.8% | $4,663-44.6% |
| Participant deferral / active EE | $15,046 | $4,987+201.7% | $4,167+261.1% | $6,689+124.9% |
| Admin fee / account holder | $762 | $9,915-92.3% | $7,689-90.1% | $13,390-94.3% |