Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,173 | $157,829-87.9% | $136,867-86.0% | $198,609-90.3% |
| Participation rate | 0.0% | 77.2%-77.2pp | 74.5%-74.5pp | 82.4%-82.4pp |
| Annual return | -26.91% | 51.25%-78.2pp | 42.97%-69.9pp | 202.70%-229.6pp |
| Employer contribution / active EE | $7,518 | $3,923+91.7% | $3,547+112.0% | $5,055+48.7% |
| Participant deferral / active EE | $7,619 | $5,463+39.5% | $4,924+54.7% | $6,977+9.2% |
| Admin fee / account holder | $4,461 | $11,107-59.8% | $10,340-56.9% | $19,030-76.6% |