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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,608 | $95,404-14.5% | $113,397-28.0% | $82,637-1.2% |
| Participation rate | 60.0% | 72.8%-12.8pp | 76.5%-16.5pp | 68.1%-8.1pp |
| Annual return | 18.82% | 19.08%-0.3pp | 23.20%-4.4pp | 53.51%-34.7pp |
| Employer contribution / active EE | $1,343 | $2,307-41.8% | $2,977-54.9% | $2,552-47.4% |
| Participant deferral / active EE | $4,106 | $4,220-2.7% | $5,076-19.1% | $4,126-0.5% |
| Admin fee / account holder | $714 | $9,168-92.2% | $11,957-94.0% | $7,339-90.3% |