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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,834 | $124,425+231.8% | $112,040+268.5% | $137,256+200.8% |
| Participation rate | 87.0% | 79.3%+7.6pp | 76.5%+10.5pp | 80.0%+7.0pp |
| Annual return | 15.82% | 24.72%-8.9pp | 24.52%-8.7pp | 220.34%-204.5pp |
| Employer contribution / active EE | $3,310 | $3,411-3.0% | $2,954+12.0% | $4,156-20.4% |
| Participant deferral / active EE | $13,794 | $5,718+141.2% | $5,098+170.6% | $6,407+115.3% |
| Admin fee / account holder | $924 | $15,207-93.9% | $12,098-92.4% | $12,270-92.5% |