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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,662 | $29,319-53.4% | $52,425-73.9% | $82,448-83.4% |
| Participation rate | 70.0% | 46.9%+23.1pp | 55.6%+14.4pp | 68.1%+1.9pp |
| Annual return | 14.79% | 535.20%-520.4pp | 302.12%-287.3pp | 41.64%-26.9pp |
| Employer contribution / active EE | $313 | $586-46.6% | $914-65.8% | $2,551-87.7% |
| Participant deferral / active EE | $552 | $1,171-52.9% | $1,790-69.2% | $4,139-86.7% |
| Admin fee / account holder | $1,111 | $1,962-43.4% | $2,495-55.5% | $7,234-84.6% |