Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,711 | $82,133-87.0% | $147,318-92.7% | $64,097-83.3% |
| Participation rate | 49.6% | 62.3%-12.7pp | 82.1%-32.4pp | 55.2%-5.6pp |
| Annual return | 19.94% | 78.78%-58.8pp | 70.43%-50.5pp | 34.64%-14.7pp |
| Employer contribution / active EE | $0 | $2,872-100.0% | $4,593-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $933 | $5,407-82.8% | $7,906-88.2% | $3,080-69.7% |
| Admin fee / account holder | $1,622 | $3,730-56.5% | $13,708-88.2% | $3,454-53.0% |