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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,391 | $102,382-33.2% | $147,005-53.5% | $80,874-15.4% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.2%+16.4pp | 67.6%+30.9pp |
| Annual return | 10.27% | 134.89%-124.6pp | 418.76%-408.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $7,233 | $3,715+94.7% | $4,934+46.6% | $2,756+162.5% |
| Participant deferral / active EE | $6,256 | $6,646-5.9% | $8,070-22.5% | $4,297+45.6% |
| Admin fee / account holder | $1,306 | $7,942-83.6% | $13,006-90.0% | $6,935-81.2% |