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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $152,253 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $102,056 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $40,606 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,143 | $53,199-17.0% | $155,567-71.6% | $199,768-77.9% |
| Participation rate | 92.8% | 64.1%+28.7pp | 78.2%+14.6pp | 72.0%+20.8pp |
| Annual return | 16.12% | 41.17%-25.0pp | 64.74%-48.6pp | 34.26%-18.1pp |
| Employer contribution / active EE | $1,512 | $1,852-18.4% | $4,674-67.6% | $3,037-50.2% |
| Participant deferral / active EE | $6,331 | $3,163+100.2% | $5,628+12.5% | $5,090+24.4% |
| Admin fee / account holder | $192 | $186+3.2% | $15,916-98.8% | $269-28.8% |