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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,347 | $160,070+290.7% | $147,117+325.1% | $145,897+328.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 21.56% | 98.69%-77.1pp | 420.54%-399.0pp | 552.29%-530.7pp |
| Employer contribution / active EE | $4,242 | $5,285-19.7% | $4,932-14.0% | $4,663-9.0% |
| Participant deferral / active EE | $10,019 | $8,419+19.0% | $8,065+24.2% | $6,689+49.8% |
| Admin fee / account holder | $1,950 | $15,035-87.0% | $12,993-85.0% | $13,390-85.4% |