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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,347 | $160,040+290.7% | $147,096+325.1% | $145,877+328.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 21.56% | 98.49%-76.9pp | 419.75%-398.2pp | 551.28%-529.7pp |
| Employer contribution / active EE | $4,242 | $5,289-19.8% | $4,936-14.1% | $4,663-9.0% |
| Participant deferral / active EE | $10,019 | $8,429+18.9% | $8,071+24.1% | $6,691+49.8% |
| Admin fee / account holder | $1,950 | $15,050-87.0% | $13,005-85.0% | $13,402-85.4% |