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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,969 | $160,028-65.7% | $147,080-62.6% | $145,884-62.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 34.07% | 98.60%-64.5pp | 420.17%-386.1pp | 551.85%-517.8pp |
| Employer contribution / active EE | $6,458 | $5,286+22.2% | $4,933+30.9% | $4,662+38.5% |
| Participant deferral / active EE | $17,229 | $8,422+104.6% | $8,066+113.6% | $6,690+157.5% |
| Admin fee / account holder | $12,978 | $15,030-13.6% | $12,989-0.1% | $13,392-3.1% |